Does Klarna affect your credit score and how overusing could be bad

dailyrecord.co.uk:

Using Klarna for your shopping can be convenient, but it’s important to understand how it might impact your finances. The popular payment method offers multiple ways to manage your online spending - allowing customers to buy now and pay later with a variety of options.But, relying on the service could lead to issues later down the line if you fail to keep on top of your repayments or make frequent use of offers to spread out payment costs.

Most issues all link back to your credit score.A credit score is a prediction of how likely you are to pay back a loan on time, and companies use it to make decisions about you.

These decisions can include whether you're offered credit products like mortgages, credit cards or car loans.Credit scores can also be used for tenant screening, insurance and to determine if you're a reliable person for prospective employers.

With all that said, it's probably a good idea to know where you stand with your credit score as it's not just something for prospective homeowners to lose sleep over.