More than half of Brits are potentially hampering their financial health because they have no idea about current credit score ratings.
Research of 2,000 adults found three in 10 never look at their credit score, while a quarter are unaware of what factors contribute to it.
This could present a problem for the one in five Brits planning to apply for credit in the New Year - because lenders use credit scores when reviewing applications.
Top reasons for not spending more time monitoring financial health included lack of time (15 per cent), not enough knowledge (21 per cent) and being scared of what they'll find (12 per cent).
Read more on mirror.co.uk