in Oldham came first as the most affordable area in the region, with house prices averaging around £104,416. The area also had a price to earnings ratio of 2.01.Last year, the threshold for stamp duty in England was raised to £500,000, with equivalent taxes in Wales and Scotland raised to a threshold of £250,000.The stamp duty holiday has now been extended until the end of June.The top five most affordable towns in Britain are all clustered around Scotland and the North West.The quaint town of Shildon in County Durham takes the crown yet again, with an average house price of £59,468 and price to earnings ratio of 1.1.Ferryhill, also in County Durham, ranks in seventh place with a median house price of £72,264 and price to earnings ratio of.
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