1. Know your debts List all the debts you have – house, car, personal loans, credit cards, Buy Now Pay Later (BNPL), outstanding bills – everything that you need to pay.
Work out what the debt is and the minimum monthly repayments. Then add each one’s due date so you know the timing of each payment. RELATED || How to make your taxes work for you Next, work out your total debt by adding these all together.
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