Martin Lewis has explained how you can drag the interest on almost all non-mortgage debts down to 0%. That means all the money you pay back each month goes on clearing your debt, not to charges.
But he added that you need to be careful. Martin had three questions for people who might be struggling: "Are you struggling to meet your minimum repayments? "Do you have more than a year's salary as non-mortgage debt? "Are you not sleeping at night because of your debt? "If you answer yes to any of those, then I wouldn't use these solutions," he told viewers of ITV's Martin Lewis Money Show. "Instead, I'd go now and book a meeting with a non-profit debt counselling agency: National Debtline, Citizen's Advice, Stepchange or Christians Against
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