the Mirror. People looking to remortgage or move house in England and Wales will also be able to secure the deal.The “Habito One” mortgages will be available from March 15.Products will be available to home owners with deposits as low as 10% – and Habito claims they will add 5% deposit deals to the range in early summer.The company states that there will be no early repayment charges (ERCs) or exist fees for the entirety of the mortgages.This means borrowers can lock into a particular rate giving them security over their payments and safeguarding against future interest rate rises while still being able to switch or move house.Monthly payments will stay the same for the lifespan of the mortgage meaning you no longer have to re-mortgage.
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