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Olivia Rodrigo

Fifth of buy now, pay later shoppers struggling to meet repayments for Christmas purchases

Britain show 2020 prevention

02.02.2021 - 13:46

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dailyrecord.co.uk

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‘buy now, pay later’ (BNPL) schemes over Christmas will be unable to meet their repayments without borrowing more money. The average amount spent by BNPL customers during Christmas 2020 was £211, slightly up from £201 in 2019 and the highest average spend was by those aged between 45 and 54, at £277.

More than two-fifths (44%) of UK adults who used a BNPL scheme to fund their Christmas shopping are now concerned about their ability to repay, the survey of more than 2,000 people across he UK found.

On Tuesday, the UK Government announced that BNPL credit agreements will be regulated by the Financial Conduct Authority (FCA) as concerns have been mounting about some consumers taking on unsustainable debts, but it has also been argued that,.

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