December is right around the corner which means many people will be getting their pennies together for Christmas shopping. However, it's not just Christmas that will put a strain on people's finances this year, but the prospect of higher energy bills in January and the need to put the heating on more often due to plummeting temperatures.
While there will be some extra payments from the government throughout winter to help some of those struggling, there will also be some major economic announcements that could have a direct effect on your personal finances.
This includes new interest rate figures that may affect how much you pay on your mortgage, as well as new inflation figures which will help measure how much you need to put away for purchasing goods.
Here's a full breakdown of all the major financial changes taking place throughout December. Read more: Martin Lewis says 'it isn't fair' as he's asked about DWP benefit charge' Read more: DWP to give £300 boost to everyone born before this date Certain people could receive some extra cash if temperatures are recorded as, or forecasted, to be 0C or lower across a seven-day period.
Read more on manchestereveningnews.co.uk