Those struggling with debt may be able to ease their burden with a simple transfer trick. A 0% balance transfer allows you to acquire a new card to help pay off the debts on an old credit card.
The advantage here is that while the old card would have a percentage of interest added on to the repayment, the new card will not charge any interest for a certain period.
This means that any debt on the card could be paid off more easily without having to worry about any additional debt it could accumulate.
However, it's crucial to remember that most banks will only offer 0% interest for a limited time, so you should aim to clear the debt before then or you will be back to square one.
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