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Taylor Swift

Taylor Alison Swift is an American singer-songwriter. She is known for narrative songs about her personal life, which have received widespread media coverage. At age 14, Swift became the youngest artist signed by the Sony/ATV Music publishing house and, at 15, she signed her first record deal.

Her 2006 eponymous debut album was the longest-charting album of the 2000s in the US. Its third single, "Our Song", made her the youngest person to single-handedly write and perform a number-one song on the Billboard Hot Country Songs chart. Swift's second album, Fearless, was released in 2008.

Buoyed by the pop crossover success of the singles "Love Story" and "You Belong with Me", it became the US' best-selling album of 2009 and was certified diamond in the US. The album won four Grammy Awards, and Swift became the youngest Album of the Year winner.

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UK banks issue payment ban for people on Universal Credit and State Pension

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Brits on Universal Credit and State Pension have been warned about payment bans brought in by some banks. Half of lenders are refusing to give people on benefits a mortgage, because they won't allow them to use money from their Universal Credit or State Pension pots.

This means they face limited choice and can make it harder to get on the housing ladder. The issue is that for borrowers to get a mortgage, lenders look at all their sources of income to see if they can afford the loan.

That includes salary, but also things like benefits and pension payments. READ MORE: Aldi follows Tesco and opens supermarket where shoppers can't pay with cash or card Many only take some sorts of income into account and not others, which can come as a huge shock.

Lenders also do not agree on what they count as proper income and what they don't, which trips many people up. David Hollingworth, from L&C Mortgages, said: "I think people can be under the misapprehension that lenders will take their whole income into account. "They total everything up and expect their lender will accept everything. "But each type of income can be treated differently, and it can be treated differently by each lender.

Read more on manchestereveningnews.co.uk
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