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Check your State Pension forecast online to see how much you could claim when you retire

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dailyrecord.co.uk

One of the great benefits of a workplace or private pension scheme is that you can usually start taking money out of them from the age of 55, which is over 10 years earlier than you can claim your State Pension.

If you’re a member of a workplace pension scheme, you generally require the consent of the employer or ex-employer to take benefits early and in some instances, you may also need the consent of the pension scheme trustees.

If you have a private pension, you don’t need the consent of an employer or the pension provider to take benefits early - if the terms and conditions of your contract allow you to do this.

However, State Pension cannot be claimed until a person has reached State Pension age, which is now 66 for everyone across the UK, you can check your State Pension forecast on the GOV.UK website. Anyone can use this service to find out:how much State Pension you could getwhen you can get ithow to increase it, if you canYou cannot use the service if you’re already getting your State Pension or if you have deferred claiming it.To check your State Pension forecast you will need to prove your identity.

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