'I saved £1,001 with Martin Lewis's haggling advice'

dailyrecord.co.uk:

Going private when it comes to healthcare in the UK doesn't come cheap. On average, a typical 'family premium' of two middle-aged adults and two children younger than 10 may cost anything between £700 and £1,800 per year, according to the MoneyHelper.But experts at Martin Lewis' MoneySavingExpert (MSE) have unveiled game-changing tips to help slash this price - and it's saved one man £1,001. 'Tony',an MSE fan, took to X to share his gratitude for the financial guru's advice, writing: "I saved £1,001 (35%) on a private health insurance renewal quote by haggling."While picking the cheapest insurance rate or haggling costs down may seem like a no-brainer, the experts say that 'perfecting it is an art' - especially if you're looking to cut hefty bills by hundreds or even thousands.

Writing in their most recent Money Tips update, they said: "The NHS and its staff are true national treasures, but much as it's painful to write, the pandemic and cost of living crisis have seen it struggle - even the Prime Minister has said it's 'broken'. "So it's unsurprising we're getting questions about medical insurance, both for getting treated privately and for covering NHS costs too." Before you get to the haggling part, it's crucial to first pick a private medical insurance policy that's suited to you.MSE experts recommend looking at comparison sites to start off with, including MoneySupermarket and Howden Life & Health, which may allow you to put different firms up against each other.

Often, they can provide more than £100 cashback too.When picking your rate, they advise considering some important questions as well: what hospitals do you need, what treatments do you want and is there anything you'd be happy to use the NHS for?