Buying your first home is a goal for many people, but the cost of living crisis is making it increasingly hard for people to get on the property ladder.
Not only is the cost of buying a house itself extremely high, but saving for a deposit and earning a good enough wage to secure a mortgage is also difficult.
First-time buyers today face an even bigger challenge wit interest rates now at a 15-year high which is causing mortgage rates to soar.
This comes after the Bank of England raised the base rate to 5.25 percent this month in a bid to bring inflation down. Before you start house-hunting, it is a good idea to find out how much you might need to earn and save to be able to get onto the ladder.
Read more on manchestereveningnews.co.uk