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Justin Bieber
Justin Drew Bieber (born March 1, 1994) is a Canadian singer, songwriter and actor. Encountered at 13 years old by talent manager Scooter Braun after he had watched the boy's YouTube cover song videos, Bieber was signed to RBMG Records in 2008. Bieber's debut EP, My World, released in late 2009, made Bieber the first artist to have seven songs from a debut record chart on the Billboard Hot 100.
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Applying for a loan or credit card before summer? Ask yourself these five questions first

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dailyrecord.co.uk

may be considering borrowing money to tackle home improvements, buy a new car, book a family holiday, or treat themselves to a wardrobe upgrade.

Whether you’re thinking about a loan or applying for a new credit card, or even just requesting a limit increase, it pays to be fully prepared before taking the next step.

It's important to make sure you fully understand all the implications of borrowing before going ahead with any application and it’s crucial that you think things through carefully, taking into consideration all the alternative options.

Paul Went, consumer managing director of Shawbrook Bank, suggests five key questions you should ask yourself before borrowing money - from any type of lender.

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