Warning to anyone who spends less than £100 on their credit card

manchestereveningnews.co.uk:

Credit card users are being warned over rules around purchases. Many people use the cards for certain transactions, due to their money being better protected if something were to go wrong.

Under Section 75 of consumer credit law the credit card company is jointly and severally liable for "any breach of contract or misrepresentation by the retailer or trader".

This means it is just as responsible as the seller for the goods or service/s supplied. So if you pay for something and don't receive what you ordered, you can request a refund from the credit card provider in may cases.

But as Which? points out, there are some limitations. One of these relates to the cost of your purchase; any transaction less than £100 would not be covered, nor would anything over £300,000.