Heading into the festive season this year, many of us are watching our pennies and worrying about how we are going to afford Christmas.
We're still in the grip of a cost of living crisis, which has seen prices soar and rents increase. As a result, all of our ingredients for a fun festive season have also got more expensive.
But fear not, there are cheaper ways to have a good celebration. Remember that the most important part of the holidays is spending quality time with friends and family, being silly, having fun and laughing.
Plus, you don't need to buy loads of presents for people, just agree a budget for gifts and stick to it. It's only one day of the year, so it doesn't matter if you do cut back a bit, it's not worth getting into debt just so you can splash out.
Read more on ok.co.uk