As house prices continue to rise and the cost of living increases, getting on the property ladder can seem almost impossible.
Whilst people are struggling to pay their increasing bills and racking up debts, securing a mortgage can often appear to be an even greater challenge for those with bad credit.
When applying for a mortgage, your credit score is looked at and assessed to help consider whether or not you can pay your lender back. READ MORE: The sought-after homes for sale in Greater Manchester that everyone is viewing But although your credit history can affect the success of your mortgage application, Manchester-based mortgage advisors have said that it is not the be-all and end-all to getting a house.
Jamie Thompson, a mortgage broker situated in Openshaw, specialises in helping first-time buyers get onto the property market.
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