Christmas combined with the ongoing coronavirus pandemic can lead to higher credit card bills as many people struggle to manage their finances during these uncertain times.
While paying for items or household bills with a credit card may seem like a good option, unless you are able to clear the balance in full every month, the interest rates can quickly mount up.
However, in the latest edition of the MoneysavingExpert.com newsletter, Martin Lewis shares a new deal from Barclaycard which is offering customers a zero per cent balance transfer, which could make repayments more affordable.
The consumer website also has a handy eligibility tool which means you can check your chances of acceptance before applying, reducing the potential impact on.
Read more on dailyrecord.co.uk