Loud Budgeting Is Basically Financial TMI—and It’s Surprisingly Effective

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) you probably left the dinner and vowed to subsist on dollar pizzas slices until payday to make up for it. But what if you just turned to your friend, closed the menu, and said, “Sorry, I have to be honest.

I can’t afford this. Let’s go somewhere else?”That’s the idea behind loud budgeting, a TikTok trend that could not only help its adherents financially, but actually could be both mentally and emotionally helpful when dealing with these sorts of stressful situations.

In an age where it seems everyone is putting on a facade and flexing all the nice things they have for the ‘gram, it feels somewhat revolutionary to just tell the truth about what you can and can’t afford.The term and concept was first introduced by TikTok comedian Lukas Battle as 2024 list, in which he states that quiet luxury is out for 2023 and “loud budgeting” is in.

In a follow-up TikTok, Battle explained his concept. Simply put, loud budgeting is being honest about what you do and don’t want to spend money on.“Loud budgeting has the same feeling as sneaking candy into a movie theater,” he says in the video. “You feel like you got away with something.”This content can also be viewed on the site it from.Since his video, the concept has taken off among young people on TikTok, who are rightly pointing out that the trend has come at a significant time.

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