It's just been Christmas – so social events and spending on food and presents may have left your bank account suffering. Plus January pay day seems like miles away, so many of us are looking for ways to save money.
Often, people resort to trying to save funds on their energy bills - which are set to rise in January 2025. Many will choose to layer up instead of putting their heating on, fill up a hot water bottle or grab any blankets they can find.
So with that being said, one woman has shared how she is able to turn the heating off while still staying warm. What's more, she's saved a lot of money in the process.
Hannah has been sharing her journey to paying off her £12,000 credit card debt. The woman, who is sharing updates and advice via her TikTok page @fixingmyfinaces, is on a mission to pay it off by the time she is 30.
Read more on manchestereveningnews.co.uk