Car insurance is one of those adult things you begrudge paying for, but it’s an absolute essential. For some, it can be a huge chunk of money - particularly for newer drivers - and with the cost of living crisis looming, it’s just another stress to think about.
I’ve had my car for five years this April, a little Mitsubishi Colt I affectionately named Missy when I bought her as my first motor in 2017.
It cost me £1,300, an extra arm and leg in warranty, and around £900 in insurance for my first year. Slowly but surely, with no claims on my insurance, my renewal price has crept down year on year, costing me £572 in 2020, down to £509 in 2021. READ MORE: The free kettle trick I use to cut £25 a month off my energy bills This year, my renewal for insurance with Elephant leaped down to £341, which I was already feeling pretty pleased about, down £168 from last year - nearly a third.
But there are a couple of things I do to try and keep my insurance costs as low as possible, and one must-do tip to get it even cheaper.
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