Taylor Alison Swift is an American singer-songwriter. She is known for narrative songs about her personal life, which have received widespread media coverage. At age 14, Swift became the youngest artist signed by the Sony/ATV Music publishing house and, at 15, she signed her first record deal.
Her 2006 eponymous debut album was the longest-charting album of the 2000s in the US. Its third single, "Our Song", made her the youngest person to single-handedly write and perform a number-one song on the Billboard Hot Country Songs chart. Swift's second album, Fearless, was released in 2008.
Buoyed by the pop crossover success of the singles "Love Story" and "You Belong with Me", it became the US' best-selling album of 2009 and was certified diamond in the US. The album won four Grammy Awards, and Swift became the youngest Album of the Year winner.
DWP launches new type of pension scheme for people saving for retirement years
dailyrecord.co.ukA new type of pension scheme has opened for applications across the UK. Collective Defined Contribution (CDC) schemes will offer retirement savers a ‘middle ground’ option between existing schemes.
With defined benefit (DB) schemes, such as final salary schemes, employees are promised a guaranteed income, and with defined contribution (DC) schemes, which are more common nowadays, the saver bears the risk of how much pension they eventually end up with.
DB schemes have become increasingly rare as they are expensive to run with people living for longer. The Department for Work and Pensions (DWP) said that CDCs have the potential to provide improved retirement returns for savers, with more predictable costs for employers.
Both employers and employees contribute to a collective fund from which individual retirement incomes are drawn, with trustees responsible for oversight to ensure schemes are viable and can meet their legal requirements and commitments to members.
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