Your financial future is precious, and help is available to put plans in place

dailyrecord.co.uk:

As we approach the end of another year, it's a time to look backwards and take stock of the time that has passed.It's also time to look ahead at what's to come, and to consider whether we are ready for the months and years to come.It's easy to overlook, what with the pace of modern life, work commitments, family responsibilities and everything else that competes for our attention.It's also true that thinking about the future can be uncomfortable, or something we'll get around to eventually.But even if planning for the future may not seem as urgent as the minutiae of daily life, it's just as important.If you have assets such as property, cash, investments and even high-value items like cars and jewellery, then it's important to know that they - and by extension your family - will be protected should anything happen to you.Decisions will eventually have to be made on all of these things, and if you are not capable, or not here, to make those decisions, then it will naturally fall to your nearest and dearest to make them.This often comes at a difficult time, where sadness and worry complicate things for those you love - and if your wishes are unknown and unknowable, that just makes it even trickier.The best thing that you can do now is to decide now what you would like to happen to those assets - how they should be handled, and who should be asked to make those decisions.Future asset planning can make things much easier.

Doing this now can help provide much-needed peace of mind and security, ensuring that your financial assets and welfare will be protected, no matter what the future looks like.Here are three steps from estate planning professionals ILAWS Scotland that you can take now for your future.First of all, appoint a