So Christmas 2020 is finally over - and I hope you had a wonderful time, whatever you were doing. Now it's time to face the reality - and for many, it's going to be a tough January.
December can be an excessive time, from food and drink to shopping and spending - so the earlier you start tackling any debts, refunds and loans, the better.
Here are my tips to help you get ahead of your finances before January. 1. The trouble with January January is a long month.
Many of us get paid a week earlier than usual as a Christmas perk from our employers, but it’s easy to forget that we’re left with over five weeks to the next payday.
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