Many savvy savers may have some form of an Individual Savings Account (ISA) to prepare them for buying their first home. However, with a couple of different ISAs on offer, it can be difficult to figure out which one best suits your needs.
ISAs differ from other savings accounts in that they offer tax-free interest payments. Lifetime ISAs and Help to Buy ISAs themselves differ even more in that they are specifically targeted at getting people on to the property ladder with their first home.
Appearing on his ITV show, Martin Lewis was asked by one viewer if they should keep the cash they've saved in their Help to Buy ISA or switch to a Lifetime ISA. Try MEN Premium now with our amazing New Year offer...
just click here to give it a go Martin explained that a Help to Buy ISA is "more flexible" while a Lifetime ISA can "give a bigger bonus".
Read more on manchestereveningnews.co.uk