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'I work two jobs and get Universal Credit. It still isn't enough'

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Their own home, dream jobs and twins on the way. The future was looking bright for Alex and Mike Chadderton. And with a combined income of £56,000 a year, the couple were financially stable and ready to welcome their babies into the world.

But a cost-of-living crisis was waiting for them just around the corner – leaving the desperate family in an impossible situation. “The cost-of-living crisis is financially crippling me and my family,” Alex, from Todmorden, near Rochdale, said.

The cost of childcare in one year was actually more than I earned as a teacher. Some weeks we get by okay but there are weeks where it is really hard and we’re having to scrimp and save as much as we can.” READ MORE: 'I tried the 50/30/20 budget to see if it's realistic during the cost of living crisis' Prior to the crisis, Alex and Mike both had full-time jobs in Manchester.

Alex enjoyed being a history teacher and part-time copywriter and Mike worked as a web developer for a law firm. Following the birth of their children in 2019, the tots were both diagnosed with autism, meaning they are non-verbal and have very complex needs.

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