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Taylor Swift

Taylor Alison Swift is an American singer-songwriter. She is known for narrative songs about her personal life, which have received widespread media coverage. At age 14, Swift became the youngest artist signed by the Sony/ATV Music publishing house and, at 15, she signed her first record deal.

Her 2006 eponymous debut album was the longest-charting album of the 2000s in the US. Its third single, "Our Song", made her the youngest person to single-handedly write and perform a number-one song on the Billboard Hot Country Songs chart. Swift's second album, Fearless, was released in 2008.

Buoyed by the pop crossover success of the singles "Love Story" and "You Belong with Me", it became the US' best-selling album of 2009 and was certified diamond in the US. The album won four Grammy Awards, and Swift became the youngest Album of the Year winner.

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Cost of living crisis sparks surge in people seeking debt help across Ayrshire

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dailyrecord.co.uk

The number of people seeking debt help in Ayrshire has tripled since last year, according to housing charity CHAP.The Kilwinning branch of CHAP's money and housing advice hub was opened just four months ago, but already they have experienced three times the number of requests compared to 2021.Belts across the country are being tightened as the cost of living swells to the highest inflation rate the UK has seen in the past 40 years.Debbie Alexander, CEO of CHAP said: “There are many reasons behind this worrying increase; the cost of living; hikes in energy and fuel costs are the main driver."But anyone who may have been ignoring rising debt during the pandemic eviction ban may be finding things now catching up with them.“Sadly, we are seeing an increasing number of very worried people."It’s no longer a worry about buying new shoes or school uniforms; in an unfortunate number of cases, it’s ‘will I be able to keep a roof over my family’s head?’.”Despite the grim reality faced by families across the region, our communities are banding together.Kilwinning-based hairdressers #B raised £314 to support the CHAP Kilwinning hub.Lisa Fagan of #B said: “We know that people across our community are genuinely worried about how the cost of living has suddenly jumped, and they fear things may get worse."It’s wonderful to have a dedicated team on hand to assist anyone who has debt or housing concerns, so we have made CHAP the focus of our fundraising efforts this year.

As a community business, it is one way we can all continue to support each other.”Following on from the surge of people using the Kilwinning hub, the charity is now looking at opening two more in Kilmarnock and in Irvine.CHAP chair, Ray Chaney, added: “People watching

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