payday at some point in their life and it's easy enough to overspend and hit zero by the time it comes around.The obvious answer is to budget better but that is unhelpful when you are looking at the last handfuls of cash with a whole week to go.
Personal finance expert and writer behind BeCleverWithYourCash, Andy Webb, has come up with a list of dos and don'ts for getting out of this predicament.He says avoiding the temptation of payday loans is crucial and managing overdrafts and credit cards can help to avoid the zero balance cycle that gets harder to get out of.
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