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Pension or Lifetime ISA? How to choose the right savings plan to protect your future

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dailyrecord.co.uk

Kay Ingram, Director of Public Policy at national financial planning group LEBC, shares her top tips for improving your financial future and highlights a key upcoming date in the pension calendar.Savers under the age of 40 can open a Lifetime Individual Savings Account (LISA) or a pension.

Both can be used to save for retirement, with some help from the taxpayer.A Treasury Consultation, published on February 12, proposes to increase the age from which workplace pensions can pay out from 55 to 57, effective from April 2028.

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