Coronavirus pandemic strain

10 ways to improve your finances today

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dailyrecord.co.uk

WWW.STEPCHANGE.ORG• CAPUK.ORG or call 0800 328 0006Or speak to your local authorityDon’t wait until you have defaulted or are facing penalties before taking action.

Speak to your lenders early and discuss your situation. Most lenders recognise the strain caused by the pandemic and are prepared to be more flexible.

More often than not, they will agree a positive solution.It may be worthwhile consolidating your debt into single monthly payment or transferring the balance to a credit card to help with quicker repayment and avoid additional charges.Think about where you are regularly spending smaller amounts on luxury food and drink items and convert this into a monthly or yearly amount.

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